It's Your Community. Own a Part of It.
"The ache for home lives in all of us.
The safe place where we can go as we are and not be questioned."
--Maya Angelou
First Time Homebuyer Education
Community Concepts Agency, Inc. is proud to offer classes for individuals who are seeking to own a home, or for home owners who seek to learn more about home management.
CCA provides comprehensive eight-hour First Time Homebuyer Education that includes all the information needed for individuals to purchase, maintain, rehab, and insure a home. Attendants who attend the full eight-hour course will receive a Homebuyer Education Certificate, which many lenders now require before issuing a home mortgage.
I. Orientation: Explore the pros and cons of home ownership, as well as the added responsibilities of home ownership today and into the future.
II. Budgeting and Credit: Learn money management skills to increase your fiscal awareness, to empower you to manage a mortgage in the future. Also, learn how Credit works and how to improve your score.
III. Shopping for a Home: Learn how to shop for a home by utilizing a Realtor, a Home Inspector, Insurance Agent, and Lender.
IV. Completing the Deal: Learn to review and understand the documents involved in the loan and closing processes. Understand the difference between closing costs and down payment.
To begin the process, please, click on the document below, print it out, fill it out, and contact us for enrollment:
EMAIL: cca.jc3@gmail.com
or
PHONE: (205) 422-2681